Binsmart

The Smart Path to Reducing Processing Costs

BINSmart™ is a revolutionary, patent-pending technology from Merchant Warehouse®, designed to help businesses minimize their card payment processing costs.

This ground-breaking, customized tool assesses each transaction to uncover potential savings on processing costs by factoring in the sale amount and card type used, along with the merchant's rates, SIC and zip codes. Depending on which payment method is appraised to render the lowest cost, it then automatically prompts for PIN or signature. Furthermore, BINSmart avoids costly transaction downgrades by requesting additional information when a Corporate card is used and by verifying the completion of daily close-out procedures!

Merchant Benefits:

• Helps to potentially cut costs on at least half of any business's transactions
• Eliminates the most common transaction downgrades, reduces chargeback disputes/costs, and enhances fraud protection with automated data prompts and batch settlements
• Presents a seamless, user-friendly experience for cashiers and customers, with no noticeable delays in processing time
• Available to all merchants, large and small

Sales Advantages:

BINsmart enhances the value of any package deal. To facilitate the growth of your customer base, we have declared Capital Bankcard® ISOs and MerchantWARE® partners as licensed resellers of this proprietary technology! To learn more about the advantages that BINsmart has to offer our resellers, please refer to the appropriate button below.

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To learn more, view our BINsmart demo