Data Capture

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Data capture is a broad term that defines any type of information, in any form, that is transmitted through and stored in computers according to specific input fields. These days even the word computer is vague as more and more electronic devices such as cell phones, game...

Debit Cards

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Debit cards have the same form factor and magnetic stripe as credit cards, but are linked to a designated bank account of yours. Instead of getting a monthly bill for credit card usage that will contain interest and penalties, with a debit card the funds are immediately...

Debit Networks

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Debit cards that instantly deduct funds from a designated account when you make purchases have made substantial inroads in recent years vs. credit cards. And debit networks, the electronic devices, pathways and terminals around the world that enable them to function, have...

Deposit Account

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A deposit account is any amount of money put into a bank or other financial institution that is set up to remain in the institution for a fixed period of time. Most deposit accounts earn interest determined by the amount on deposit and the length of time. Some deposit...

Direct Debit

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Direct debit, also referred to as direct withdrawal, electronic checks, and direct payments is a type of payment system that allows businesses to debit funds directly from customers’ bank accounts. The debits are made utilizing an electronic funds transfer method. Direct...

Direct Mail Merchant

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A Direct Mail Merchant is a merchant that submits actual sales drafts for payment through the mail for their eventual payment or settlement. They are sometimes referred to as a “paper merchant.” A sales draft ticket reveals an obligation on the cardholder’s part to pay...

Direct Marketing

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Direct Marketing is a scenario in which a merchant solicits business to individuals who or businesses that did not request this solicitous contact. Direct marketing attempts to send its messages directly to consumers without the use of intervening media. This unsolicited...

Discount Rate

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A Discount Rate – or Merchant Discount Rate (MDR) – is a percentage-based fee required for processing a merchant’s credit card or other related sales transaction that is paid to an acquiring bank and the credit card processing organization for the time and expense that is...

Discover Card

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Discover Card is one a small group of a major credit cards that is largely issued in the United States. The credit card was initially introduced to the public by The Sears, Roebuck and Company in the mid-1980′s. Discover Card credit card services was originally part of...

Doing Business As

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Doing Business As – or DBA – is the legal business operating name that a merchant uses, which the public primarily identifies when interfacing with the company at hand, as seen in such formats as storefront signage; business cards and literature; or on an online website....