Highly Suspect Merchant

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A highly suspect merchant is one who has a disproportionately large amount of questionable transactions in relation to the total business conducted over a fixed period of time. While many factors are used to determine whether or not a merchant is suspect, highly suspect or...

Holdback

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A holdback is a fixed percentage of a merchant’s total dollar volume not delivered to his account but held by the credit card processing bank to cover any future unforeseen catastrophic losses. A holdback percentage is sometimes levied on new merchant account applications...

Hypercom

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Hypercom Corporation is one of the largest providers of electronic payment solutions and point of transaction services in the world. The company creates designs, manufactures and distributes secure electronic transaction terminals, networking devices, management systems,...

Hypercom ICE 5500

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The new countertop point of sale terminal, Hypercom’s ICE 5500, raises the performance bar for all other web enabled countertop merchant transaction processing terminals. Delivering innovative options such as electronic signature and receipt capture (ERC), in store...

Hypercom Optimum T4100

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The Hypercom Optimum T4100 is a multiple payment card terminal that processes sales transactions and for retail merchants and their customers. This credit card reader is a truly unique machine, the first of its kind terminal that inexpensively offers unprecedented levels...

Hypercom T7 Plus

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The Hypercom T7 Plus is a payment card processing terminal intended for countertop point of sales (POS) retail operations that require a low cost, efficient and reliable terminal that accepts all types of magnetic stripe cards for payment as well as efficient online...

Hypercom T77

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The Hypercom T77 dial-up processing terminal is a compact, low cost credit card machine that offers a wide variety of operations including processing of credit cards, debit cards, and stored value cards, in addition to processing checks and proprietary cards. It’s an...