2014 Money 20/20 Takeaways and Themes

Patrick Turiano | VIEW PROFILE

November 11, 2014

Money 20/20 2014

The payments industry has many events and conferences promoting disruptive technologies and business models, but none promote the industry the way Money20/20 does. This past week, November 2-6, the payments industry gathered at the Aria Hotel and Resort in Las Vegas, NV to...

What You Need to Know about the POODLE Security Vulnerability

Dominic Lachowicz | VIEW PROFILE

November 5, 2014

POODLE Security Vulnerability

On October 14th, 2014, a vulnerability in version 3 of the SSL encryption protocol was disclosed. A vulnerability in version 3 (SSL 3.0) has been recently discovered by Google researchers which could allow the traffic to be decrypted in certain situations, This vulnerability,...

EMV - The Basics and What Businesses Need to do to Build Their Roadmap

Merchant Warehouse | VIEW PROFILE

September 23, 2014


For retailers, the days of putting concerns about EMV, or card-present, technologies on the back burner are over. If the term EMV means nothing to you, it’s time to get up to speed. If you’re aware of EMV but have done little or nothing to prepare for it, the time to act is now...

Yeah, I got my first EMV-enabled card!

Jenn Reichenbacher | VIEW PROFILE

July 22, 2014


A milestone. I open my mail on just a regular day to find it – something I have been waiting for – my first EMV credit card. Standard to some and irrelevant to others, as a professional in the payments space, I actually understand EMV and what it means to me as a customer as...

Why Privacy Matters


May 22, 2014

Why Privacy Matters

In the Declaration of Independence, the founding fathers outlined what they saw as inalienable rights to “life, liberty, and the pursuit of happiness.” Privacy, however, was not mentioned.  In fact, privacy is not guaranteed by the Declaration or the Constitution. It was...

The Heartbleed Bug: What You Need to Know

Dominic Lachowicz | VIEW PROFILE

April 11, 2014

The Heartbleed Bug

The Heartbleed Bug is a very serious vulnerability in the popular OpenSSL cryptographic software library. This weakness allows hackers to steal information that’s protected under normal conditions by the SSL/TLS encryption – the standard used to secure the Internet. SSL/TLS...

Preparing for the migration to EMV in the U.S.

Merchant Warehouse | VIEW PROFILE

January 7, 2014

EMV migration

Today, new payments technologies like Near Field Communications (NFC), Quick Response (QR) codes, and Bluetooth Low Energy (BLE) are all generating buzz. While these technologies have the potential to substantially change the way that consumers pay for goods and services, for...

Security: It’s More than a Requirement. It’s a Responsibility.

Merchant Warehouse | VIEW PROFILE

December 3, 2013

Credit Card Processing Security

Ninety-eight percent (98%) of all U.S. retailers are classified as Level 4 merchants. As defined by Visa, Level 4 merchants are those that process 20,000 Visa ecommerce transactions annually or, for brick and mortar, up to one (1) million Visa transactions annually. And, this...

Payment Security and the SMB: Fifth Annual Survey

Merchant Warehouse | VIEW PROFILE

November 12, 2013

Payment Security and the SMB: The Fifth Annual Survey

It’s time for a fresh perspective on payment security and the SMB. Nothing in the American marketplace is more diverse than the Level 4 merchant group. Representing 98% of all U.S. retailers and primarily comprised of small to mid-sized businesses (SMBs),...

Your Website Privacy Policy and You


July 3, 2013

Website Privacy Policy

If you operate an e-commerce website or have being looking to start one, you should already be aware of some of the requirements needed to properly secure your customers’ information. You want to be using technologies like SSL certificates to protect data passed to you from your...