How Credit Card Processing Works

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January 1, 2014

How Credit Card Processing Works

As a merchant you've likely wondered what happens from the time you accept your customer's credit card to the time you receive payment. In fact three main processes are involved in the transaction, Authorization, Settlement, and Funding; in an effort to aid our merchants in...

Merchant Warehouse Enables Omni-Channel Commerce for Retailers

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August 6, 2013

Omni-Channel Commerce

Introduces Unified Solution for e-Commerce, In-Store and Mobile Payment Acceptance Boston, MA – August 6, 2013 – Merchant Warehouse®, a leading innovator of payment technologies and merchant account services, today announced the omni-channel extension of their Genius™...

Understanding Interchange Rates

Shannon Andrade | VIEW PROFILE

July 10, 2013

Understanding Interchange Rates

Paying with cash is becoming a rarity. Customers today expect to have the option of paying via credit or debit and many will even leave a store or choose one merchant over another because they can pay with plastic as opposed to paper currency. And, with mobile payments on the...

Entry Point: Where is Your Point of Sale System Vulnerable?

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May 2, 2013

Entry Point: Where is Your Point of Sale System Vulnerable?

In 2012, the Retail Industry made up 45% of data breach investigations. This is the highest percentage in retail history, and a 15% increase over 2011. While many business owners may feel that their business is too small to be concerned about a data breach, according to Visa's...

The Impact of Accepting Credit Cards and Mobile Payments

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April 30, 2013

The Impact of Accepting Credit Cards and Mobile Payments

Did you know that the majority of business in America today do not accept credit cards? What is the economic impact of avoiding credit cards and mobile payments for these businesses? Merchant Warehouse has developed the following presentation to help more clearly define how...

What's Next in Payments

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March 20, 2013

What's Next in Payments

This white paper discusses some of the emerging types of payment systems, what they mean for POS developers, merchants, value added resellers (VARS), and agents, as well as new technology solutions that will increase the flexibility and value associated with the merchant-...

15 Years in Payments with CEO Henry Helgeson

Dan Dufault | VIEW PROFILE

March 13, 2013

15 Years in Payments

As Merchant Warehouse celebrates its 15th anniversary, I sat down with our co-founder and CEO Henry Helgeson to gain his perspective on the payments industry, how it has evolved since the company’s inception in 1998 and where it’s headed.   Me: Henry, how would you...

The Impact of Accepting Credit Cards and Mobile Payments versus Cash Only

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February 19, 2013

Impact of Accepting Credit And Mobile Payments

Personal finance experts have long claimed that paying electronically leads us to spend more money. The ease, convenience, and intangibility, they say, all make us more likely to overspend, which for a business owner looking to increase the revenue generated by each customer is...

Describing the Payments Industry in 2012 and Beyond

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November 14, 2012

Henry Helgeson, CEOThe payments industry today is definitely a changing environment, a very rapidly changing environment where we're not only looking at just the regular mag stripe transactions that we're familiar with, credit and debit transactions. But we're also going to be...

Credit Card Surcharging: It’s Bad for Business

Henry Helgeson | VIEW PROFILE

September 25, 2012

Customers Using Credit Cards

In July, card issuers and banks reached a 7.25 billon dollar settlement with merchants. As a result of the settlement, nearly seven million merchants will receive paid damages and lower processing interchange fees for a period of eight months. The settlement, which is viewed as...