15 Years in Payments with CEO Henry Helgeson

Dan Dufault | VIEW PROFILE

March 13, 2013

15 Years in Payments

As Merchant Warehouse celebrates its 15th anniversary, I sat down with our co-founder and CEO Henry Helgeson to gain his perspective on the payments industry, how it has evolved since the company’s inception in 1998 and where it’s headed.   Me: Henry, how would you...

The Impact of Accepting Credit Cards and Mobile Payments versus Cash Only

Merchant Warehouse | VIEW PROFILE

February 19, 2013

Impact of Accepting Credit And Mobile Payments

Personal finance experts have long claimed that paying electronically leads us to spend more money. The ease, convenience, and intangibility, they say, all make us more likely to overspend, which for a business owner looking to increase the revenue generated by each customer is...

Describing the Payments Industry in 2012 and Beyond

Merchant Warehouse | VIEW PROFILE

November 14, 2012

Henry Helgeson, CEOThe payments industry today is definitely a changing environment, a very rapidly changing environment where we're not only looking at just the regular mag stripe transactions that we're familiar with, credit and debit transactions. But we're also going to be...

Credit Card Surcharging: It’s Bad for Business

Henry Helgeson | VIEW PROFILE

September 25, 2012

Customers Using Credit Cards

In July, card issuers and banks reached a 7.25 billon dollar settlement with merchants. As a result of the settlement, nearly seven million merchants will receive paid damages and lower processing interchange fees for a period of eight months. The settlement, which is viewed as...

Small Business, Big Opportunity – Credit Card Acceptance

Michael Gavin | VIEW PROFILE

July 30, 2012

Small Business Credit Card Processing

According to a recent report from Intuit Small Business, an astounding 55 percent, or 14.85 million, of small businesses in the U.S. do not accept credit cards. It’s estimated that these businesses miss out on a potential 100 billion dollars in annual sales. These are amazing...

Avoiding Chargebacks

Shannon Andrade | VIEW PROFILE

June 5, 2012

Avoiding Chargebacks

The definition of a chargeback is when a cardholder disputes a charge posted to their credit card account. Chargebacks can occur for various reasons, such as when a purchase was not authorized by the cardholder (fraud), or when goods or services are not provided as expected.You...

Creating Customized Merchant Service Accounts

Shannon Andrade | VIEW PROFILE

May 31, 2012

Accepting Credit Cards

Think of all the different businesses you interact with and all the different ways they accept payments.  Ecommerce companies have different needs than clothing stores which have different needs than restaurants.  Throw in new technologies, which allow businesses to...

Why Accept Credit Cards?

Shannon Andrade | VIEW PROFILE

May 31, 2012

Accepting Credit Cards

In today’s competitive marketplace, it is almost a necessity for any business to accept credit cards. 80% of all retail customers pay with their credit and debit cards, and they will go to one of your competitors if you don’t accept credit cards.To accept credit cards, what you...

How to Avoid Downgrades

Shannon Andrade | VIEW PROFILE

May 31, 2012

Shannon Andrade |

Whether you are currently accepting credit cards, or plan on doing so, it is important to know how to save money by avoiding downgrades whenever possible. A downgrade simply means that you are being charged a rate increase because the type of card your customer is using has a...

Online Credit Card Processing - Lower Your Costs Today

Shannon Andrade | VIEW PROFILE

May 31, 2012

Shannon Andrade |

Online Credit Card ProcessingIf you have an Internet store or own a retail e-commerce website, you will need online credit card processing. With the help of an online merchant account and credit card payment gateway, you can give your customers the option to purchase goods...