Where Will Traditional ISOs fit in the Future Payments Ecosystem?
Merchant Warehouse | VIEW PROFILE
November 9, 2012
Henry Helgeson, CEOTraditional ISOs are going to have to evolve very quickly here. Payments are becoming more and more commoditized if we just look at the straight payment and not all the value that's built around the payment in mobile. It's a play that requires a lot of...
What led you to Genius?
Merchant Warehouse | VIEW PROFILE
October 30, 2012
Henry Helgeson, CEOGenius was a concept that started in mid-2011. We started looking at mobile payments and how they were going to impact the industry. And really what drove this was in September of 2011, Visa was put out there. Their TIP program, the Visa TIP program that...
LevelUp, Zero Interchange, and Merchant Services
Merchant Warehouse | VIEW PROFILE
October 14, 2012
Henry Helgeson, CEOI love the concept of zero interchange, it speaks to having to drive value to merchants. And not just charging for the payment but the value of bringing in new customers and getting existing customers return to the merchant. The revenue model will shift in...
Small Business, Big Opportunity – Credit Card Acceptance
Michael Gavin | VIEW PROFILE
July 30, 2012
According to a recent report from Intuit Small Business, an astounding 55 percent, or 14.85 million, of small businesses in the U.S. do not accept credit cards. It’s estimated that these businesses miss out on a potential 100 billion dollars in annual sales. These are amazing...
Interchange and Assessments - What are they? / What to look out for?
Shannon Andrade | VIEW PROFILE
May 31, 2012
Have you ever wondered how merchant service providers determine merchant account pricing, or why some credit card transactions cost more than others? To better understand what you’re paying for, you need to know how merchant account pricing is established. Simply put, there...
A Student's Guide to the Credit Card
Merchant Warehouse | VIEW PROFILE
May 31, 2012
Working in merchant services since 1998, Merchant Warehouse has long believed that an informed consumer is an empowered consumer. This expands beyond our own training and education programs for merchants looking to learn more about processing credit cards at their...
"Cash is King" and Your Small Business
Merchant Warehouse | VIEW PROFILE
September 20, 2011
We’re roughly two weeks out from the Oct. 1 deadline that will see the new interchange, or “swipe”, fee regulation go into effect, and we’re starting to see activity in regards to what is being said - good, bad and indifferent - about this change. Merchant Warehouse ran across...
The Durbin Amendment
Merchant Warehouse | VIEW PROFILE
September 1, 2011
The Durbin Amendment is Section 920 in the Dodd-Frank Wall Street Reform and Consumer Act, which is part of the broader Financial Regulation Reform and Consumer Act passed by the Senate in May 2010.The Durbin Amendment was included in the Dodd-Frank bill by Senator Richard...
Wal-Mart wins, consumers lose, and we all pay
Patrick Turiano | VIEW PROFILE
July 6, 2011
With all that has happened last week in terms of the Durbin Amendment we’re still making heads and tails of what this will mean.Right from the moment the new .21 cent fee was announced, we immediately identified consumers as the loser in this battle.As our co...
Merchant Fees
Merchant Warehouse | VIEW PROFILE
December 10, 2010
“Merchant fees” are more commonly referred to as “interchange fees.” The term is used by the payment card industry to describe what a merchant’s bank (“acquiring bank”) pays a customer’s bank (“issuing bank”) when that merchant processes transactions with cards in the Visa...
- 1 of 2
- ››