Merchant Services: Redefined

Michael Gavin | VIEW PROFILE

March 18, 2013

Evolution of Merchant Services

Merchant services. What does that encompass? Has the definition changed over the past several years? Merchant services are loosely defined as a broad range of financial services used for (and by) businesses, but more often than not the definition is narrowed to a group of...

15 Years in Payments with CEO Henry Helgeson

Dan Dufault | VIEW PROFILE

March 13, 2013

15 Years in Payments

As Merchant Warehouse celebrates its 15th anniversary, I sat down with our co-founder and CEO Henry Helgeson to gain his perspective on the payments industry, how it has evolved since the company’s inception in 1998 and where it’s headed.   Me: Henry, how would you...

Service Always Matters - Even During the Sale

Michael Gavin | VIEW PROFILE

February 14, 2013

Customer Service

The competitive landscape in payment processing and merchant services continues to grow with new entries, new payment technologies and increased pressure to deliver comprehensive, affordable solutions to merchant customers. In response to new expectations and demands, it’s...

Merchants Shift to Mobile Payments

Merchant Warehouse | VIEW PROFILE

September 6, 2012

Getting Paid in America

Since first opening their doors, business owners across the country have worked to find the best possible payment method for their goods and services. While the barter system once reigned supreme, evolving methodologies and technologies would lead to uniformed monetary...

Creating Customized Merchant Service Accounts

Shannon Andrade | VIEW PROFILE

May 31, 2012

Accepting Credit Cards

Think of all the different businesses you interact with and all the different ways they accept payments.  Ecommerce companies have different needs than clothing stores which have different needs than restaurants.  Throw in new technologies, which allow businesses to...

Why Accept Credit Cards?

Shannon Andrade | VIEW PROFILE

May 31, 2012

Accepting Credit Cards

In today’s competitive marketplace, it is almost a necessity for any business to accept credit cards. 80% of all retail customers pay with their credit and debit cards, and they will go to one of your competitors if you don’t accept credit cards.To accept credit cards, what you...

Why Searching for the Lowest Credit Card Processing Rates is a Mistake

Shannon Andrade | VIEW PROFILE

May 31, 2012

Shannon Andrade |

WHAT ARE YOUR RATES??!! That is the first question many merchants ask.  Unfortunately for them, it is perhaps the least important thing to focus on.  Many companies post either deceptively low rates or ones which only apply to a small fraction of transactions,...

5 ways to save on a Merchant Account

Shannon Andrade | VIEW PROFILE

May 31, 2012

Shannon Andrade |

Although accepting credit card payments may seem like a costly business expense, it certainly doesn’t have to be. Following are five ways you can save money on your merchant account, and avoid frustrating traps. 1) Never Focus Exclusively on Percentage “Discount” Rates....

How to Avoid Downgrades

Shannon Andrade | VIEW PROFILE

May 31, 2012

Shannon Andrade |

Whether you are currently accepting credit cards, or plan on doing so, it is important to know how to save money by avoiding downgrades whenever possible. A downgrade simply means that you are being charged a rate increase because the type of card your customer is using has a...

Interchange and Assessments - What are they? / What to look out for?

Shannon Andrade | VIEW PROFILE

May 31, 2012

Shannon Andrade |

Have you ever wondered how merchant service providers determine merchant account pricing, or why some credit card transactions cost more than others? To better understand what you’re paying for, you need to know how merchant account pricing is established. Simply put, there...