Merchant Account Application Requirements

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December 11, 2010

Processing a merchant account application consists of several steps. The applicants and the type of business they are operating are given a thorough examination. It can become tedious at times, and that’s why it’s important to have accurate foreknowledge of what the...

Merchant Accounts

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December 10, 2010

A merchant account is a bank account that is opened by a merchant through a bank or other institution that is a member of the major credit card network. It allows these merchants to accept credit cards from consumers for a variety of sales transactions. A merchant account...

Merchant Accounts for Hotels, Resorts and Other Lodgings

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December 10, 2010

Merchants operating hotels, motels, resort destinations and other lodgings have recently noted a strong drop in their business volume. The downturn in the worldwide economy over the last year has hurt those with real estate holdings and those who make luxury offerings,...

Understanding U.S. Based Merchant Account Restrictions

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December 10, 2010

There are certain kinds of companies that the credit card associations will not do business with, meaning the firms cannot open a merchant account and cannot process their charges through anyone elses, either. When determining exactly who is to be included on this “...

Online Merchant Account Requirements

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December 10, 2010

A merchant account is a financial agreement between you and the bank that issued your merchant account, which allows you to process credit cards for your business. In the same way that banks will establish rules for, say, a common checking account, there are several...

Key Tips on How to Find the Best Ecommerce Merchant Account Providers

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December 10, 2010

The first step to finding the best e-commerce merchant account provider is understanding exactly what such a firm does, and why it is important to your online business. Merchant accounts are arranged through financial institutions and they enable you to accept credit card...

Identifying Low-Quality Merchant Account Providers

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December 10, 2010

Unfortunately, not all merchant account service providers supply the full terms and conditions of the contract you are signing with them. This seems to happen all too often among less-established (some would say, “fly by night”) firms, and they certainly don’t mind your...

Managing Invalid Chargebacks On Ecommerce Merchant Accounts

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December 9, 2010

Once you’ve had the pleasure of completing your first transaction and received a payment from your very first customer, you need to continue to conduct your business with those practices that will keep you in good standing. By doing so, you will be able to dodge those all...

A Buyers’ Guide to Merchant Account Credit Card Terminals

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December 8, 2010

When you’re trying to find the best credit card terminal for your business, perhaps the best way to go about it is to find a buyers’ guide to help you along. Buyers’ guides have all of the important information that merchants need in order to incorporate the right terminal...

How to Avoid Chargebacks and other Merchant Account Risks

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December 8, 2010

Among the most important things you need to consider (and plan around) when it comes to sales and revenue is how to avoid chargebacks on your merchant account. Chargebacks occur when the card-issuing bank is asked by your customer to request a refund from you. Aside from...