Describing the Payments Industry in 2012 and Beyond

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November 14, 2012

Henry Helgeson, CEOThe payments industry today is definitely a changing environment, a very rapidly changing environment where we're not only looking at just the regular mag stripe transactions that we're familiar with, credit and debit transactions. But we're also going to be...

Where Will Traditional ISOs fit in the Future Payments Ecosystem?

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November 9, 2012

Henry Helgeson, CEOTraditional ISOs are going to have to evolve very quickly here. Payments are becoming more and more commoditized if we just look at the straight payment and not all the value that's built around the payment in mobile. It's a play that requires a lot of...

What is ISIS?

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November 7, 2012


October 22nd marked the much-anticipated soft launch of ISIS, a national mobile commerce venture with a goal of fundamentally transforming how people shop, pay and save. Backed by AT&T, T-Mobile and Verizon, customers in Austin, TX and Salt Lake City, UT now have the...

What is a payment acceptance solution?

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November 2, 2012

Dan Dufault, Executive Vice President, Sales and MarketingA payment acceptance solution is far different today than at any time in the past. It's now about a far broader context. It's integrating newer technologies, newer opportunities for merchants, and newer...

What led you to Genius?

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October 30, 2012

Henry Helgeson, CEOGenius was a concept that started in mid-2011. We started looking at mobile payments and how they were going to impact the industry. And really what drove this was in September of 2011, Visa was put out there. Their TIP program, the Visa TIP program that...

Explaining Mobile Acceptance, Mobile Wallets, and Mobile Processing

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October 25, 2012

Henry Helgeson, CEOThere is a lot of confusion around mobile right now and what exactly is mobile? We've got really two separate ways we can talk about mobile payments. One is mobile acceptance, and that is something where we take a traditional card and run it through a...

Is there a clear market leader in Mobile Wallets?

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October 24, 2012

Henry Helgeson, CEO Right now, I don't think there is a clear leader in the mobile wallet space. I think there are a lot of great contenders out there. Certainly, partners like LevelUp and ISIS, are out ahead. ISIS has the backing of three major carriers out there in the U.S...

Which emerging payment types will have the quickest adoption rates?

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October 24, 2012

Henry Helgeson, CEONFC has been with us for a while in the form of contactless payments. There are over a hundred thousand merchants that already accept those. There's just not a wide spread acceptance or usage on the consumer side yet. The QR-based wallets have a lot less...

What is ISIS and what does it mean for Merchants?

Merchant Warehouse | VIEW PROFILE

October 15, 2012

Henry Helgeson, CEOISIS is a unique partnership for us in that we're using NFC technology to accept payments at the merchant's counter top. It's one of the things that the card brands are driving to right now, and it's something that works off the traditional payment rails...

What is Genius STX?

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October 12, 2012

Dan Dufault, Executive Vice President, Sales and MarketingGenius STX is a really important part of the launch of the Genius product family. Genius STX has been designed specifically for those merchants who are not using integrated point of sale. They want the same value...