What is Coin?

Shannon Andrade | VIEW PROFILE

December 12, 2013

Coin Credit Card

The payment space continues to buzz with new, simplified electronic payment platforms and applications. Most of the newer applications are digital (mobile) wallets – application based “wallets” that reside on your smartphone and allow consumers to redeem offers or pay with their...

Security: It’s More than a Requirement. It’s a Responsibility.

Merchant Warehouse | VIEW PROFILE

December 3, 2013

Credit Card Processing Security

Ninety-eight percent (98%) of all U.S. retailers are classified as Level 4 merchants. As defined by Visa, Level 4 merchants are those that process 20,000 Visa ecommerce transactions annually or, for brick and mortar, up to one (1) million Visa transactions annually. And, this...

Understanding Interchange Rates

Shannon Andrade | VIEW PROFILE

July 10, 2013

Understanding Interchange Rates

Paying with cash is becoming a rarity. Customers today expect to have the option of paying via credit or debit and many will even leave a store or choose one merchant over another because they can pay with plastic as opposed to paper currency. And, with mobile payments on the...

What is v.Me?

Shannon Andrade | VIEW PROFILE

June 19, 2013

What is v.Me?

Like many stakeholders in the payments ecosystem, Visa is just one of the major card brands broadening their product line to capitalize on the movements to online and mobile and expand their engagement opportunities with both merchants and consumers. In November 2012, with the...

Who are the leaders in Mobile Wallet adoption?

Merchant Warehouse | VIEW PROFILE

March 7, 2013

Mobile Wallet Adoption

Merchant Warehouse Director of Product Marketing, Matt Cicciari, looks at mobile payment adoption rates and applications available in the market todayVideo Transcript What are your predictions in terms of mobile wallet adoption? Do you foresee a clear-cut leader? Matt Cicciari...

Is There a Mobile Wallet Race, or Is It Really About Data?

Dan Dufault | VIEW PROFILE

September 14, 2012

Mobile Wallet Data

As Google, ISIS, Visa, Sprint and dozens of others dominate media coverage around mobile wallets and their adoption via near-field communication (NFC) technology, thousands gathered around their computers, tablets and smartphones on Wednesday, September 12th to hear whether or...

History of Mobile Payments

Shannon Andrade | VIEW PROFILE

August 30, 2012

History of Mobile Payments

Consumers are increasingly demanding new forms of payment that do not rely on the standard magnetic strip credit card. The emergence of such a demand is a direct result of online payment systems, such as PayPal. The next logical step after online payment systems was the...

What you should know about Debit Card Processing

Shannon Andrade | VIEW PROFILE

May 31, 2012

Shannon Andrade |

While most merchants know they should accept debit cards, it is not always easy to understand how to take full advantage of debit card processing. Merchants can do debit card processing in one of the following two ways: Offline Debit Card ProcessingThe most common way to...

Interchange and Assessments - What are they? / What to look out for?

Shannon Andrade | VIEW PROFILE

May 31, 2012

Shannon Andrade |

Have you ever wondered how merchant service providers determine merchant account pricing, or why some credit card transactions cost more than others? To better understand what you’re paying for, you need to know how merchant account pricing is established. Simply put, there...

Visa & MasterCard Rules and Regulations

Shannon Andrade | VIEW PROFILE

May 31, 2012

Credit Card Rules and Regulations

As a merchant accepting MasterCard® and Visa®, there are basic card acceptance rules that you must follow. By adhering to these rules, you can increase customer satisfaction and ensure that you do not run into compliance issues, which may put your continued ability to accept...