What is Genius TX?

Merchant Warehouse | VIEW PROFILE

October 4, 2012

Dan Dufault, Executive Vice President, Sales and MarketingGenius TX is a great entry point into mobile commerce for merchants. Those merchants who want to be able to provide advanced functionality at the point of purchase, who want to get involved in mobile commerce can do...

What is Genius ITX?

Merchant Warehouse | VIEW PROFILE

October 4, 2012

Dan Dufault, Executive Vice President, Sales and MarketingGenius ITX represents really what is the flagship of the Genius product family. Genius ITX is really designed for merchants who have integrated point of sale, and it's designed in a way to be ultimately flexible,...

Inside PCI Compliance – What You Need to Know

Markiyan Malko | VIEW PROFILE

September 12, 2012

PCI Compliance

The compliance standards for the Payment Card Industry Data Security Standard, or PCI DSS, are a set of rules that any merchant, bank, financial institution or any other entity that transmits, processes or stores sensitive cardholder data must follow. PCI DSS compliance...

What are Mobile Payments?

Shannon Andrade | VIEW PROFILE

August 22, 2012

Mobile Payments

Mobile payments are a new form of transaction that uses mobile devices to make payments from a user’s bank account or credit card account. Mobile payments require both a software and hardware component to operate. The software component of a mobile payment system includes a...

Google Wallet – A Look Inside

Shannon Andrade | VIEW PROFILE

August 1, 2012

Google Wallet

Google Wallet is an application ‘app’ available from the Android Market. The Google Wallet app was officially released in September of 2011 but adoption has been slow, leading them to recently rethink their original strategy. Anyone that has a mobile phone with the app...

What is EMV?

Marc Castrechini | VIEW PROFILE

July 18, 2012

EMV Technology

EMV is the global card technology of choice and it’s coming to the U.S. There are an estimated 1.5 billion EMV cards worldwide and 21 million EMV terminals. Coupled with card adoption rates averaging 44.7 percent and terminal adoption rates at 76.4 percent, EMV’s global...

What is NFC?

Marc Castrechini | VIEW PROFILE

July 5, 2012

Near Field Communications

Industry analysts predict that 50 percent of smartphones will be NFC (near-field communication) enabled by 2015. In that same year, it’s anticipated that NFC-facilitated transactions will reach US$74 billion. Last year, 30 million NFC-enabled handsets, from leading manufacturers...

What is Genius?

Dan Dufault | VIEW PROFILE

June 12, 2012

Genius Customer Engagement Platform

A sea of change is on the horizon in the payments industry. Daily introductions of new payment solutions and value-added offerings are creating a constant, building cadence of entries that are flooding the industry. The deluge of new providers coupled with increasing demands...

Interchange and Assessments - What are they? / What to look out for?

Shannon Andrade | VIEW PROFILE

May 31, 2012

Shannon Andrade |

Have you ever wondered how merchant service providers determine merchant account pricing, or why some credit card transactions cost more than others? To better understand what you’re paying for, you need to know how merchant account pricing is established. Simply put, there...

What is a Merchant Account

Shannon Andrade | VIEW PROFILE

May 31, 2012

Shannon Andrade |

Merchant accounts provide businesses with the ability to accept credit card and debit cards for purchases. There are several different aspects to a merchant account, which we will describe below. A Merchant Account Entails: Processing Services: To set up a merchant account, a...