Henry Helgeson, CEO
Traditional ISOs are going to have to evolve very quickly here. Payments are becoming more and more commoditized if we just look at the straight payment and not all the value that's built around the payment in mobile. It's a play that requires a lot of technology and a lot of thought leadership, and more importantly the right partnerships. To be honest, I'm not sure that the traditional ISOs are equipped to survive and compete against some of the larger brands out there in the mobile world. I think payments are always going to be part of what we do. I think ISOs will always be out there in some shape or form, but it's going to look a lot different. I'm not sure that all of the ISOs are going to be able to evolve as quickly as what the market is going to require.