Henry Helgeson, CEO
I think our merchants are ready to accept mobile payments today. You know every merchant is also a consumer. We have a lot of consumers right now that are paying for their coffee, or their fast food, using an app like the Starbucks wallet or LevelUp right now. I think as merchants, they see the value in how to be able to drive more consumers into their location using those products. I think the only thing that's stopping them is nobody's given them a solution that allows them to integrate their point of sales system with the mobile payments environment. As soon as we put it out there and get this put on the merchants' counter tops, I think they're ready.